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Young Banker Final 2021


Our internal Semi-Finals have now taken place and our Finalists have been chosen. 

Our Finalists

James Houston

James Houston

Lloyds Banking Group | Management Trainee


James graduated from the University of Birmingham in 2020 with a first-class degree in BSc (Hons) Economics having achieved an 82% overall grade with the maximum GPA of 4.25. At university, James was awarded numerous prizes including the ‘First Year Economics Undergraduate Prize’ (ranked 2nd out of 300 students), and the ‘Final Year Economics Undergraduate Prize’ (ranked 3rd out of 300 students).

In 2019, James began his career in finance at KPMG on their ‘Audit Vacation Programme’. In 2020, James joined Lloyds Banking Group on their ‘Finance Graduate Programme’. James is currently in Edinburgh on his ‘Core Finance’ placement, with the Cost Transfer Charging team in Group Cost Management. This small team allocates £4.6bn of support costs to income-generating divisions. In June, James will move onto his next placement in London in a ‘Mortgage Intermediaries Digital Strategy’ role. James is also undertaking the CIMA Professional Qualification. He has already obtained the ‘Certificate in Business Accounting’ and has achieved full marks on half of his exams thus far.

Rosie Lyon

Rosie Lyon

AIB | Junior Relationship Manager


Rosie is a Junior Relationship Manager with AIB, managing a large portfolio where she enjoys helping customers, delivering quickly and efficiently. Her banking career started with AIB in 2016 as a cashier and since then she has worked her way up to her current role. She’s been inspired by her father who worked in banking for over 30 years, and she aims to continue to grow and develop her career in banking.

Rosie is honoured to have reached the semi-finals which gives her a platform and a voice for a topic about which she is passionate. She aims to use her own experience to help sufferers and survivors of domestic abuse rebuild their financial lives and no longer suffer in silence.

In her spare time Rosie volunteers with Alpha Vesta, an Essex-based community interest company focused on breaking the cycle of domestic abuse through awareness, prevention, and effective and safe early intervention in the workplace. She also enjoys holidays in the UK and spending time with family and friends.

Matthew Nimbley

Matthew Nimbley

Hampden & Co | Assistant Banking Manager


I am a very personable, motivated, and hardworking individual that is currently pursuing a career as a Banker with Hampden & Co. Born and raised in Scotland, I attended The Edinburgh Academy before studying Politics at The University of Edinburgh.

Since graduating, I have progressed through the Banking Operations and Credit Documentation Teams at Hampden & Co, before joining their Private Banking Office just over a year ago. I am incredibly passionate about my job, where my current role is to assist our Banking Director's manage their defined client portfolio's on a daily basis. 

Having recently won The Chartered Banker Institute’s Hutton Prize, completing my Associate Chartered Banker Diploma and becoming fully CeMAP qualified, my attention has turned briefly to perfecting my golf swing!

Much like everyone else, I am also unbelievably excited to spend more time with my family and friends, visit my favourite places in Italy and perhaps most importantly cheer on Tottenham Hotspur in their new stadium which I am yet to see!

Edward Sants

Edward Sants

TSB | Senior Manager


I am currently a Senior Manager at TSB, looking after Current Account Transformation, where I am delivering several large strategic projects. Prior to that I was responsible for TSB’s Overdraft business and was also the Executive Assistant to the Products and Digital Director. Before TSB I worked as a strategy consultant across on a wide range of industries and projects, both in the UK and abroad.

In my evenings and at weekends I am currently learning fullstack web development at Le Wagon Coding School in London. It has been a great way of filling my time over the last year and I hope to use the skills in my future career.

Outside of work I am a supporter of the Felix Project, which aims to tackle the food waste crisis in London. As a keen sportsman, I have completed several marathons and long-distance bike rides to raise money for them. I also like to get to a Tottenham game or take my dog, Louis, out for a walk.

The Young Banker 2021 final will take place on the 7th October. To attend, please register here.

The competition aims to showcase tomorrow’s leaders in UK banking. The Chartered Banker Institute is seeking nominations from amongst our 30,000 members, and also more widely from across the banking industry, including building societies, credit unions and others, subject to the eligibility criteria. Due to the impact of COVID-19, the 2021 event will be taking place virtually. 

We are proud to have UNEP FI supporting this years competition, which for the first time in history will be International; welcoming applications from across the globe.

"I’m delighted to launch the 2021 edition of the Chartered Banker Young Banker of the Year, supported for the first time by the United Nations Environment Programme Finance Initiative (UNEP FI). Our Young Banker of the Year competition identifies and showcases the best ideas, from the best and brightest young bankers, to deliver responsible and sustainable banking for our customers and communities aligned with the Paris Agreement and the UN Principles for Responsible Banking. The creativity, drive and enthusiasm of our young bankers can help us build back better globally, and I look forward to seeing the ideas for creating shared prosperity for current and future generations put forward by our contestants this year. "
Simon Thompson, CEO, Chartered Banker Institute

Find out more about the competition process below, and how you could become the next Chartered Banker Young Banker of the Year.

The Challenge 

The challenge set for our entrants is designed to test their capacity to generate new ideas, to drive innovation and to deliver sustainable growth. Contestants will be asked to develop a proposal in response  to the following question:

"What idea would you implement in your organisation  to improve outcomes for customers, colleagues,  and communities? Your idea should reflect your vision for the future of the industry and be consistent with the UN Sustainable Development Goals.”​

We are looking for young bankers to provide evidence of original and innovative thinking in making their proposal.

Find out more about the UN Sustainable Development Goals here.

The Competition

In the first round of the competition, candidates are asked to submit their idea to be considered by a panel of judges drawn from the Chartered Banker Institute.

  • Entry forms can be downloaded below
  • Candidates should outline their idea in a proposal of approximately 700 words
  •  Once completed, candidates email the form, proposal and CV to [email protected].
  • Entries are now closed

Judges from the Institute will review all proposals in April; the best candidates will then be selected to present their idea to an illustrious panel of Judges, digitally throughout April and May. 

Semi-Finalist will then be selected and an internal Semi-Final will be held. Finalists will receive feedback on their semi-final presentation, and have the chance to develop their proposals further before the Final.

Four finalists will then be chosen to present their proposals at the live, virtual Final.

Young Banker timeline 2020

The Benefits   

There are many benefits to taking part in Young Banker of the Year. Candidates can improve on and learn new skills throughout the competition process, including: 

  • The opportunity to develop new and ground-breaking ideas in the banking industry 
  • The opportunity to present your ideas to an international network
  • Get valuable feedback from industry experts 
  • Raise their profile in their organisations and in the wider industry 
  • Hone their presentation skills 
  • Develop networking skills
  • The winner will receive a donation to charity 

The Chartered Banker Institute will require successful semi-finalists to secure an executive sponsor. In supporting an individual, the sponsor is indicating that they believe the nominee is an individual of outstanding potential, emerging as a future leader in the UK banking industry, and a role model for customer-focused, ethical professionalism. By supporting a colleague, the sponsor is also reflecting their belief that the nominee has developed a viable proposal that would improve outcomes for some or all of: customers, colleagues, counterparties, communities and the organisation they work for, and that the proposal could be realistically implemented in their organisation. The Executive Sponsor will also be required to participate in a video interview on behalf of the candidate. 


  • Candidates should be employed in a deposit-taking or lending institution,  and must remain employed for the duration of the competition;
  • Nominations are sought for individuals with approximately less than 15 years’ experience in banking;
  • Candidates are not required to be a member of the Chartered Banker Institute;
  • Candidates should be willing and available to participate in the semi-final and final, should they be selected;
  • Candidates must be prepared to be on video and give a video presentation; 
  • If candidates make it through to the semi-final, they must secure an executive sponsor. The executive sponsor must support their proposal, and if required, be prepared to appear in a short video testimonial for the candidate if selected for the final;
  • The proposal should be originally conceived by the candidate;
  • The proposal should not be confidential;
  • The proposal must be credible enough to be implemented in the short-term, and its impact must be capable of being measured if implemented;
  • The proposal should not involve the Chartered Banker Institute
Application Form

Young Banker of the Year 2021 Webcast

On the 4th of February we hosted our Young Banker of the Year 2021 webcast. Watch the webcast on demand to find out more about the competition, how to apply and to hear from previous finalists and winners. We were also be joined by Simone Dettling from UNEP FI who spoke about our partnership and what going global means for the competition.

Watch on demand below:

Young Banker of the Year 2021 Webcast

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Young Banker of the Year 2021 Webcast

You can read more here about how the competition process has benefitted previous winners and finalists. 

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