We have a highly skilled team of tutors on hand to support you. With many valuable years' worth of diverse banking and financial education experience, their role is to support you on your learning journey. Find out more about our team of tutors by viewing their biographies.
Meet our Tutors
Steve qualified as a Chartered Banker in 2009. He has worked within Financial Services for over 30 years with employers including Nat West, RBS and National Australia Bank. He has worked in general branch banking, Securities, Lending, Relationship Management and Learning and Development.
Steve enjoys supporting people who are keen to develop their academic and practical financial services capabilities. He does this by tutoring students undertaking professional studies and developing learning solutions for financial services practitioners. He practices what he preaches by constantly developing himself as well as others and is currently studying for a Post-Graduate certificate in Higher Education.
Clive Marsh is a Fellow and Chartered Banker. His recent publications include ‘Mastering Financial Management’ (Financial Times Group), 'Business & Financial Models' (Kogan Page) and 'Financial Management for Non-Financial Managers' (Kogan Page).
Clive currently works for the Institute as a tutor, examiner and verifier. He is a member of the Chartered Management Institute's Expert Panel. Clive has held a number of senior positions with banks in the UK and in NZ. He has a Masters Degree in Strategic Financial Management and is an Associate Chartered Accountant of the New Zealand Institute of Chartered Accountants.
Alan has over 40 years extensive experience in the finance sector. He has held a wide range of senior roles predominantly in Clydesdale Bank and National Australia Bank Group including a number of positions in ‘front line’ lending as well as in credit and lending analysis. Alan has a track record in developing, establishing and managing new structures as well as a reputation for being highly motivated and results orientated, having led a variety of sales and customer focussed teams.
He is the author of seven books published by the Chartered Banker Institute and the Asian Institute of Chartered Bankers on the subjects of Business Banking, Marketing Financial Services and Customer Relationship Management. Alan has also been recognised by a number of leading Banks for the quality of writing and delivery of his educational programmes. He has worked with the Chartered Banker Institute and Omega Performance Corporation as a lecturer, chief examiner and senior tutor.
Alan is actively involved in the delivery of a number of programmes for the Asian Institute of Chartered Bankers and the Asian Banking School. He is a module director at Bangor University for Credit and Lending on the Chartered Banker MBA programme as well as performing a similar function on the MA/MSc Banking and Finance degree.
Stuart runs his own consultancy company, providing expertise to banking/financial services organisations and various academic and educational bodies.
Stuart has worked in banking and financial services for the past sixteen years and in education for the past nine. Having worked across a range of roles over the last sixteen years (including nine years with RBS) he is always keen to use that experience to support students in their studies.
In addition to his role with CIOBS as a tutor, Stuart works with the Asian Institute of Chartered Bankers and Asian Banking School, supporting students across South-East Asia working towards Chartered Banker. He also works with the London Institute of Banking and Finance, tutoring students working towards professional certification in financial advice.
Stuart has frequently undertaken academic and professional studies throughout his career and enjoys combining those experiences with his work as a tutor in order to more effectively support students.
View Stuart’s LinkedIn profile.
Jim spent 39 years in Financial Services with Clydesdale Bank, Co-operative Bank and Co-operative Insurance Society. His roles included Head of Marketing Relationships, Head of Sales, and Head of Customer Operations. Jim has tutored with the Chartered Banker Institute for a number of years and has extensive experience of examining, distance learning tutoring, and lecturing in financial services, and management topics. In addition, he has lectured on various final year degree courses.
Jim is also an assistant examiner for the IFS School of Finance in Enhancing Financial Capability (a course in English schools). His professional Qualifications include: BSc (hons); MCIBS; Chartered Banker; Adult Teaching Certificate; Associate Member of the Higher Education Academy.
A professionally qualified career banker and a Fellow of the CBI and CMI, Elise joined the Bank of Scotland branch network before moving to Business and Corporate Centre management where she held various leadership roles, including - Operations Management - Stakeholder Management - Supplier Management Elise moved to Corporate Operations in an Executive Support role focussing on financial and risk management. Elise then undertook a Director's role in Wholesale Banking with Lloyds Banking Group leading operational support teams in wholesale loans management.
A qualified Prince2 Project Manager, Elise has led a variety of organisational and transformational business change projects. Working as an External Verifier for the Scottish Qualifications Authority and a Tutor, Examiner and Verifier for the CBI, Elise also has opportunities to create and develop a number of learning and education proposals, offering vast knowledge and expertise of the banking environment to students and professional organisations.
Tutor, End Point Assessor and Examiner
Senior Lecturer and Unit Leader; Banking and Finance - Manchester Metropolitan University. External Examiner; Banking and Finance - BPP, Examiner with PGA and tutor/examiner at Open University.
Paul has over thirty years of experience in banking, having held a number of senior management roles. Since gaining his own banking qualification in 1986, he has taught on various Professional and Higher Education courses, including Business and Retail Banking, Risk Management, Wealth Management, and Banking Regulation.
He is a Fellow of the Higher Education Academy and the Chartered Banker Institute. As well as being a tutor and examiner for the Institute, Paul has held Chief Examiner positions and has authored text books for a number of other education providers. He is currently a Senior Lecturer and Unit Leader at Manchester Metropolitan University and a tutor/examiner at the Open University. Paul is also working towards a PhD, exploring the unexpected consequences of the Basel Regulations, and has made presentations at conferences for the Open University, Institute of Financial Services, Association of Business Schools and the Higher Education Academy.
27 years with National Australia Group and now works with international corporate's to raise funding for all types of transactions including debt, mezzanine and equity.
Almost 2 decades working in banking with personal, business and corporate customers. Currently working with large international corporates structuring project finance transactions.
Experience of working with government and large multi nationals in many industries including Oil and Gas, Renewable Energy. Internet and technology, property. Typical transactions are in the range of USD 100m to USD 750m.
Academic and practical background of building strategy and business plans including the use of many strategic and tactical tools to produce insights.
Working with the Chartered Banker Institute from many years as an examiner, verifier, end point assessor and mentor to many bank students studying through a collaboration programme with their bank and the Institute.
Irene is currently undertaking a role for the Institute marking exam papers in Credit & Lending, Operations Management and Professionalism, Ethics & Regulation.
Irene has spent over 35 years working in financial services. Her career has covered both retail and business banking, financial planning, customer complaints and latterly managing CYBG PLC’s community programme across Clydesdale Bank and Yorkshire Bank as well as coordinating and reporting on the Banks’ CSR activities. In this, her final role before retiring in 2016, Irene sat as a member of the Scottish Financial Education Forum, the Glasgow Council Education & Industry Partnership Group and the BBA’s Financial Inclusion & Capability Advisory Panel. Irene is a Chartered Banker and a Fellow of the Institute. She is also a Director of the charity, South Ayrshire Young Befrienders Project.
View Irene’s LinkedIn profile.
Adrian lectures for the Chartered Banker Institute, covering a wide variety of subjects including Risk, Credit and Lending, and Operations Management.
Adrian has a wide range of experience in banking and education. He worked for over 30 years in banking where he carried out an extensive range of roles including lending, relationship management, high risk management and roles in central strategy teams. He now works predominantly in Higher Education and lectures on a wide range of subjects including lending, risk management, management, marketing, international trade, leadership and ethics, and interpretation of financial statements.
He has a particular interest in ensuring that learners are able to link academic theory to the roles they carry out in their day jobs.
Stewart MacKinnon is an experienced strategist, Chartered Banker, coach and mentor. He started his own strategic management consultancy practice in September 2008 and provides advice and counsel to a number of International Companies. Prior to that, he was the Chief Executive of the European Payments Council, which is based in Brussels and is the decision-making and coordination body of the European banking industry (4,500 banks) in relation to payments.
He was formerly Director and Chief Executive of the Irish Payments Services Organization Ltd, the representative and decision-making body of the Irish Payments Industry.
Previously, Stewart held senior management appointments at APACS (now the UK Payments Council) and BACS (now Vocalink). He started his banking career as a graduate trainee with RBS in Edinburgh.
In January 2010, Stewart was appointed Visiting Professor in Accounting and Finance at Strathclyde Business School, University of Strathclyde.
His is currently teaching a Module on the Financial Management of Banks to M.Sc. students in International Banking and Finance. The module covers the Role and Objectives of banks, Assets and Liability Management, Financial Management and Regulation and Supervision of banks.
In March 2011, Stewart was appointed as Independent, Non-Executive Director to the Board of the Canadian Payments’ Association (appointed by the Canadian Minister for Finance). He also sits on the Boards Governance and Nominating Committee. In October 2011, Stewart was appointed a Non-Executive Director at the NHS National Waiting Times Centre Board and serves as the Chair of the Board’s Audit Committee.
He is a Fellow of the Chartered Banker Institute and the Chartered Management Institute.
Brian is a Senior Manager within Markets Operations for Lloyds Banking Group plc. Brian has built up 35 years of experience within Bank of Scotland / Lloyds Banking Group. Prior to assuming a role in Operations Brian has held positions Joint Ventures, Structured Products, Equity Investment, Debt Origination, Loans Agency and Portfolio Management – building up experience in all lending, FX equity and investment products.
Brian currently leads a team of over 40 colleagues within Lloyd’s Loans Operations business in Edinburgh handling all of Lloyds Banking Group’s Syndicated and Led Agency deals. Brian holds a position on the Loan Market Association Operations Forum where he leads projects for them on servicing and operations best practice.