Big banks and FinTechs - competition or collaboration?

  • 16 June 2021
  • CPD Event
Event Details


This is a joint event with the Chartered Banker Institute, MMU and ICAEW North West

New technology is changing how we do our banking, and the pandemic appears to have accelerated this change.  UK banks have closed almost half of the branches in the last 20 years, and the use of cash has declined rapidly.

Some commentators suggest that the future lies with new banks such as Starling and Monzo.  They also point to the rise of new business models such as Klarna, Paypal and cryptocurrency. 

Does this mean that banks that used to be too big to fail have become too old-fashioned to survive? Or will they adapt and evolve to meet our future banking needs?




Ian Henderson

Ian Henderson

Kyckr | Chief Executive Officer


Ian Henderson is currently Chief Executive Officer of Kyckr, an Australian listed RegTech business providing global KYC solutions to banks, payments services providers and other regulated businesses. He also sits on the Board of Metro Bank, chairs its Risk Oversight Committee and is a member of its Audit Committee.  He is also a Member Trustee of the Chartered Banker Institute. 

Prior to these roles he enjoyed a thirty-year career in retail & commercial banking and wealth management. From 2012 he was actively involved in the UK Challenger Bank sector holding CEO roles at Arbuthnot Latham & Co Limited; Kensington Mortgages; and Shawbrook Bank.  Before this, he was Chief Operating Officer of Barclays Private Banking Businesses in the UK and overseas.  He was with RBS for 21 years. His final role there was as CEO of RBS International. He also held the positions of Chief Operating Officer Retail Banking and Marketing Director RBS & NatWest.  Ian holds degrees in Economics and Finance from Scottish and Canadian universities and an MBA.


Fliss Berridge

Fliss Berridge

Ordo | Director and Co-founder


Fliss started out as a professional musician (trombone...the neighbours loved it!) and after several years decided she wanted a job where she would not have to worry about money, so went to law school in the evenings and re-trained to become a lawyer. 

20 or so years on, she has now co-founded a FinTech, Ordo, that makes getting paid easy. And there is a certain harmony to that.

Ordo puts people in control of their finances, with instant money transfer and real time notifications, it means everyone knows where they are with their money....which is exactly how it should be - and it needn't be hard or expensive - so Ordo is easy to use and low cost.

Simon Eacott

Simon Eacott

NatWest Group | Head of Product Development and Innovation


Simon has extensive experience in the Payments industry, with expertise in strategic change programmes, cash management sales, operations and product management. 

As head of Product Development and Innovation Simon leads the Payments customer centric Innovation programme together with product / scheme responsibilities. 

Prior to this role Simon was Head of Design and Franchise Delivery leading teams to deliver transformational change to meet Alternative State aid remedies with the European Commission and Her Majesty's Treasury following the decision to stand down the Divestment of William & Glyn. 

Simon joined RBS in 1994 from HSBC where he held various leadership roles in Payments and Cash management. 

Well-known and respected at industry fora, Simon's current external responsibilities include membership of the Participants Advisory Council supporting the Pay.UK and the CHAPS Strategic Advisory Forum. 

Simon has two children and he is a keen cyclist and golfer as well as a long suffering fan of Yeovil Town Football Club. 

Srini Kasturi

Srini Kasturi

Barclays | Global Head of Low Value | Country Product Management and Innovation

Srini Kasturi is the Global Head of Low Value Payments, Country Product Management, and Innovation for the Corporate Bank at Barclays. Over the last 25 years, he has also worked with other global banks in product management, payments and innovation. He is also a fintech founder and patented inventor. In his free time, Srini is an avid traveller and a digital and acrylics artist, who also edits and illustrates books written by the prolific authors in his family.
Niels Pedersen

Niels Pedersen

Manchester Metropolitan University | Author and Senior Lecturer


Niels Pedersen is the author of Financial Technology: Case Studies in Fintech Innovation.  He is a Chartered Accountant and Senior Lecturer at Manchester Metropolitan University, the home of England’s first, and longest-running, post-graduate financial technology programme.  Before entering academia, he worked at PwC and the Bank of England.  In addition to teaching, Niels conducts training seminars on technology-related topics in the corporate sphere.  His thoughts have been featured in Newsweek and on BBC Radio Scotland. 

Angela Yore MCIM

Angela Yore MCIM

SkyParlour | Founder and MD


Angela is an entrepreneur, PR leader and an influencer in the Fintech sector. Since co-founding SkyParlour in 2009, she has raised the profile of 100s of brands from dynamic start-ups to market leaders in the fintech, tech and ecommerce sectors. Listed on the Innovate Finance Stand out 35 Women in Fintech Powerlist 2020, Angela is a Chartered Institute of Marketing MCIM.

Angela sits on various Advisory Boards including the Emerging Payments Association, Fintech Connect and the European Women Payments Network. She is the Chair of The Inclusion Foundation Executive Committee and a Governor of Wilmslow High School. Her latest project is being part of DIGISEQ’s Non executive board.

Angela is an international speaker and presenter with previous engagements at world class events including Money2020, Finnovate, Fintech Connect, Internet Retailing and Pay360.

She believes passionately in citizenship, the power of communities and striving to make the world that little bit better.


Date & Schedule

Wednesday 16 June 2021

13:00 - 14:00 UK BST 


To register, please click here.

If you experience any difficulties please email [email protected] 

CPD Requirement
Attending this event counts towards Chartered Banker Institute members’ annual CPD requirement (1 hour).